Dr. Lawrian Mseri of Voi, Taita Taveta, has started founding the Diaspora University Department of Psychology. In this role, he will write the detailed departmental plan, which includes the vision, mission, degree programs, courses, departmental building plan, equipment, faculty, staff, Diaspora University Town (DUT) integration plan, projects, research, collaborations, and other areas. The department plan will be shaped as a 2030 plan with the goal of having the department building completed and the first class awarded degrees by 2030.
When visiting the DUT offices at Diaspora University Town, Dr. Mseri began advancing his vision of the psychology department that will offer diverse degree programs at the undergraduate, postgraduate, and doctoral levels.
The department will advance the education of the mind, brain, and human behavior. Courses on how people think, feel, act, interact, mental development, mental illness, personality, emotions, social dynamics, and others will be written and taught at the department.
Dan Kamau, the Diaspora University Trust executive trustee and DUT project director, in welcoming Dr. Mseri, said the Diaspora University Department of Psychology will play a critical role in sustaining the Diaspora University Town (DUT). He said that the town development plan considered the fact that, as a 25,000 residents town develops, there will be persons with mental illness and psychological issues.
Dan further explained that the department will be started in the first 3 buildings built, and thereafter, its building as per Dr. Mseri's plan will be built. He stated that the 2030 goal is to complete about 30 buildings, including housing departments, centers, and the library. He said the financing will come from the Ksh 20 billion Diaspora University endowment plan, with Ksh 6 billion for building and equipment, and Ksh 14 billion for student funding. He thanked Dr. Mseri for joining DUT and for now starting the founding of the Diaspora University Department of Psychology.
Dr. Mseri joined DUT as a townhouse developer in 2025, after attending a DUT workshop held at the Diaspora University Town (DUT). Today, he is part of the DUT townhouse developers whose goal is to tap about Ksh 25 billion from the Kenya Mortgage Refinance Company (KMRC) for Taita Taveta County. The Ksh 25 billion will be tapped through the 20,000 DUT job creation plan and the DUT 3,500 townhouse development plan.
KMRC, created in 2019, is similar to Fannie Mae in the U.S., which was created in 1938 to fund housing mortgages. Just as Fannie Mae grew to provide $4.1 trillion in mortgage financing for millions of homes in the U.S., KMRC, which by 2025 had funded Ksh 19 billion to 5,148 mortgages across 39 counties in Kenya, will continue to grow. KMRC had Ksh 17 billion in cash in 2025.
DUT continues to welcome scholars who wish to become founders of Diaspora University departments. About 30 academic departments will be founded at Diaspora University.
Email dan@dut.or.ke to get information on how to become a founder of one of the DUT academic departments.
STEP BY STEP PROCESS OF DEVELOPING A DUT TOWNHOUSE WITH KSH 15,000
STEP 1. KSH 750,000
Visit a bank and borrow Ksh 750,000 through the bank's Personal Unsecured Loan products. Some of the Bank products that will make the loan repayment below Ksh 15,000 a month are:
KCB Bank Personal Unsecured Check-Off Loan
https://ke.kcbgroup.com/for-you/get-a-loan/unsecured-loan/check-off
Get a check-off loan as a government employee, or a company that has an agreement with KCB Bank. The check-off loan of Kes 20,000 up to Kes 10 Million is repayable in up to 120 months (10 years), with monthly repayments remitted by your employer.
Coop Bank Personal Unsecured Check-off Loan
https://www.co-opbank.co.ke/borrow/personal-loan/
Minimum loan amount of Ksh 50,000. Maximum loan amount: KES 10,000,000. Maximum term of up to 132 months (11 years)
DTB Bank Personal Unsecured Loan
https://dtbk.dtbafrica.com/account/unsecured-loan
Check off Non-Check loan, unsecured loan. Minimum Kes 50,000 up to Kes 6 Million. Tenor 96 months (8 years).
ABSA Bank Personal Unsecured Loan
https://www.absabank.co.ke/personal/get-a-personal-loan/#personalloancalculator
Borrow up to KES6,000,000 with no collateral required as security. Flexible repayment options up to 96 months
Monthly Payments of Loans based on 16% Interest
Based on a 16% interest rate, the monthly payments for the maximum loan period would be: Co-op Bank, Ksh 12,107; KCB Bank, Ksh 12,563; DTB, Ksh 13,897; and ABSA, Ksh 13,897.
Note that the bank's interest rate would determine the actual amount.
STEP 2. DUT-THIDA
Sign a DUT Townhouse Investment and Development Agreement (THIDA) https://dut.or.ke/THIDA2025.pdf and put the Ksh 750,000 in the Diaspora University Trust account.
At this point, a DUT townhouse developer file will be open and will start developing one townhouse.
STEP 3. PAY INSTALLMENTS AS THE DUT DEVELOPS THE TOWNHOUSE
Pay the monthly installments to your bank.
DUT, on the other hand, will develop the townhouse in accordance with THIDA Article 4.
In about 12–48 months, the DUT Design-Build plan will complete the townhouse.
STEP 4. COMPLETED HOUSE MORTGAGE
Upon completion of the house, get a KMRC mortgage through your bank.
The mortgage at this point can include the Principal Balance of the unsecured loan (Step 1), and the House Development Cost (THIDA Article 4).
The table in step 1 illustrates how the principal balance is incorporated into a mortgage.
STEP 5. COMPLETED HOUSE USAGE
The owner can occupy their house and live in a well-planned town with a clean and healthy environment, a University, a level 5/6 university hospital, good basic education schools for children, and other amenities.
If the owner does not live in the house, the owner can lease the house to DUT in accordance with THIDA Article 12 and receive Ksh 65,000 a month.
STEP 6. COMPLETED HOUSE EQUITY
Upon completion, each house will have equity calculated as Sale Price less the mortgage value. The sale prices are recorded in the DUT THD page https://dut.or.ke/thd
- Year 1 Sale Price. Ksh 8 million
- Year 2 Sale Price Ksh 8.5 million
- Year 3 Sale Price Ksh 9 million
- Year 4 Sale Price Ksh 9.5 million
- Year 5 onward Market Price.
GDP GROWTH APPROACH
DUT uses the GDP Growth approach, which has grown the U.S. economy from $57 billion to the current $30 trillion. DUT will achieve a GDP of Ksh 20 billion.
